*30-year fixed FHA/VA mortgage with a base interest rate of 5.25% (6.312% APR) and a 2/1 temporary buydown provided by the seller. With this buydown, the interest rate will be 3.25% for year 1, 4.25% for year 2, and 5.25% for years 3–30. The buydown is funded by the seller and applied as a subsidy to reduce the borrower’s monthly payments for the first two years. Buyer must qualify for the loan at the note rate of 5.25%. Annual Percentage Rate (APR) and interest rate are subject to change without notice and may vary based on borrower credit profile, loan amount, property type, and other factors. Example based on a 660 mid FICO score, primary occupancy, 45 day or less rate lock. Rates quoted on 03/25/2026 and subject to market movement which could affect pricing. Offer available only for qualified borrowers financing through the preferred lender, Lower LLC dba AMSW Lending NMLS #1124061.